Respected Texas Consumer Watchdog Group Also Smells Something Rotten

Respected Texas Consumer Watchdog Group Also Smells Something Rotten

Texas Watch is a reputable consumer advocacy group that has lately turned more of its attention to auto insurance issues and their trend of higher denials, including higher UI/UIM denials by the more reputable firms as well. The group says that unethical minimum coverage companies have an advantage because they undercut regular insurers on price largely because of their claims payment practices. A spokesman says “the business model is they drag their feet and make it as difficult as possible for the claimant to collect in hopes they will take a low-ball offer or give up.” About our car accident attorney in San Antonio

In one year, Texas Watch completed a survey of customer complaints when filing damage claims against auto insurers in Texas. The largest complaint types and their percentages were:

Delays in handling claims: 36.7%
Unsatisfactory offers: 21.8%
Denial of claims: 16.3%
Other: 14.6%
Customer service: 10.5%

In a UIM claim, things can get very complicated for non-attorneys. For an underinsured claim to be valid you have to show that you exhausted the other available policies. In other words, if you have $100,000 in total damages and the negligent driver has a policy limit of $60,000, you have to get all $60k, or your UIM claim will be viewed by your insurance company (if you have UM/UIM coverage) as invalid.

It is very easy for the defendant’s insurer to pay you only a large percentage – but not the full value – of their policy. But the fact that you didn’t collect full value makes it impossible for your UIM claim for the difference to be honored by your carrier. And there are a few well-known insurance carriers on that top-10 list that is kept by the Texas Department of Insurance; firms you would think would not be on that list.

In short, it is all the more important to have our experienced San Antonio auto accident lawyer help you with both claims (the liability claim against the negligent driver and the UM/UIM claim against your own insurance provider since your success lies in collecting full damage value from both. In cases where you successfully get the other party to tender policy limits, thereby exhausting that policy, you still encounter the difficulties of your company’s insurance adjuster’s alleged ignorance with regard to Texas laws, particularly the Texas Deceptive Trade Practices Act.

So your claim then becomes a contract issue between you and your carrier rather than a tort issue. And unlike inexperienced law firms, our Law Firm knows how to leverage a TDTPA violation claim against an insurer (either the other guy’s or yours) to do the right thing and pay both of your legitimate claims when you have been hit by an underinsured motorist.

Put our years of experience to work for you. If you want to know what your rights are, how to proceed with your claim and how much compensation you can secure from your auto accident case, call our Law Firm now for a free consultation and find out how we can help you.

Premises Liability Law – Accident Attorneys Dallas

Premises Liability

Premises Liability Attorneys
Personal Attention and Professional Representation for over 30 Years

Were you injured on someone else’s property? Whether your injuries resulted from a slip and fall or a dog attack, you may be able to recover compensation for your injuries. At our law firm, we are committed to providing personal attention and professional representation to injured clients. Contact us to discuss your case and learn how you may be able to recover personal injury compensation.

premise liability - slip and fall attorneys

A man who slipped on a wet floor beside a bright yellow caution sign holds his back in pain

Premises Liability Laws

If you are injured on another’s premises through no fault of your own, you should be compensated for the injury. Property owners have a duty to keep their premises reasonably safe. Failure to keep sidewalks maintained, debris removed from floors, or gates on fences locked can result in dangerous conditions which may lead to serious accidents and injuries. If a property owner or business owner’s negligence caused a dangerous condition that resulted in your injuries, the property or business owner may be held liable. This is known as premises liability. More here on this website @

We handle all types of premises liability cases, such as accidents involving:

Slips, trips, or falls (including falls on sidewalks and snow and ice cases)
Inadequate security or negligent building security
Falling objects
Construction site accidents
Swimming pool accidents
Daycare or playground accidents
Dog bites or other animal attacks

Premises liability cases are very complex and often very difficult to prove – which is why it is so important to have experienced attorneys at our law firm on your side. We understand premises liability laws and procedures. We work with investigators and experts to fully analyze and develop all aspects of the case.

You may be entitled to additional compensation based upon the insurance policy covering the loss (homeowners’ insurance, commercial general liability insurance, etc.). Our attorneys will determine the coverage and help you to file for these additional benefits. More here on this website

We understand the physical and emotional anguish our clients endure after a serious accident. Whether coping with a serious injury or the wrongful death of a loved one, our premises liability attorneys have the compassion and dedication to provide clients the legal counsel they need. Contact us to schedule a free initial consultation if you are in need of a skilled personal injury lawyer. We are dedicated to helping our clients recover the compensation they deserve.

Car Accident Attorneys – Personal Injury Law

Chances are you have recently been involved in a car accident and perhaps have been injured in such an accident requiring a hospital stay and missed wages from being away from work while recovering. Now you are trying to find the best car accident lawyer to pursue a personal injury claim. Is this you? If so, then you are in the right place.

car accident attorneys

Personal Injury

However, a fair warning, finding the right accident lawyer can make or break your case. You would need to find one that is experienced in auto accident cases and experienced in handling cases similar to yours. It is also important to choose one that you trust and is affordable OR will take on your case on a contingency basis, meaning you don’t pay unless you win. You need to be sure that you choose the lawyer who will best represent you in your auto accident case by looking at several factors. Before we go on, you must ask one important question, and that is: What actually is an auto accident attorney?

Our car accident lawyers help you get the money you deserve after a car accident

What Is An Auto Accident Attorney?

Auto accident attorneys are a type of personal injury lawyer that specifically handles automobile collision/accident cases. These can include:

Motorcycle or bicycle accidents
Multiple car crashes
Pedestrian accidents involving automobiles
Car collisions between 2 or more drivers
Truck/commercial vehicle accidents
And other types of roadway accidents

Automobile accident lawyers often have years of experience dealing with car crash cases. They may have specialized knowledge of certain car makes different highway systems, and car safety restraint technology. They may also have a high degree of knowledge when it comes to certain types of car-related injuries such as whiplash whether it is frontal or side,

What does a car accident lawyer do in preparation for a case?
As a result of their specialized knowledge in these type of cases, they may:

Analyze the scene of an auto accident to gain evidence
Help clients understand personal injury and roadway laws
Review, process, and file court-related documents for trial
Obtain witness statements if there were witnesses involved
Negotiate with the opposing attorney and other parties such as insurance companies
Determining fault in the car accident with his/her specific knowledge of roadway laws
Moreover, some car accident lawyers are specialists when it comes to newer technologies, such as accident reconstruction computer technology. These can often help determine liability more accurately based on calculations of speed, road conditions, and other such measurements.

How can I find accident lawyers?

If you or your loved ones have been involved in a car accident and have been injured, you can find experienced accident lawyers and learn immediately about preserving your rights and remedies. It may be in your best interest to hire one if you need help filing a lawsuit locally or near your home. Your attorney can help represent you in court and during negotiation and other court proceedings. You can use our local directory of top-rated car accident lawyers to find them, however, once you begin your search, you might want to interview several lawyers depending on how they answer your questions.

This Blog was posted By The Carabin & Shaw Law Firm. principle Office in San Antonio, Texas